A framework for regulating microfinance institutions: The experience of Ghana and of the Philippines
World Bank, Financial Sector Development Department (October 2001) – Reflection on the microfinance regulation framework.
Joselito Gallardo, January 2002
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Noting the rapid world wide growth of Micro-finance Institutions, a team from the World Bank produced a Policy Research Working Paper entitled " A framework for regulating micro-finance institutions .
Two countries have been selected for field research and assessment: the Philippines and Ghana because they both have a vast range of informal, formal and semi formal Micro-finance Institutions. Work on the possibility of developing a sustainable rural micro-finance in Indonesia allowed the question of the legal and regulating environment to be developed.